Alternatives roundup · Updated May 2026
Best Mint alternatives for couples in 2026
Mint shut down in early 2024. Here are the five replacements actually designed (or adaptable) for couples.
By The DuetWallet Team · 10 min read · ✓ Fact-checked
Intuit sunset Mint in March 2024 and folded it into Credit Karma, which isn't a budgeting tool. If you were using Mint as a couple, you need a replacement. Here are five that work, ranked by how well they fit couples-finance specifically.
DuetWallet: Best for couples who want a weekly conversation ritual
DuetWallet is built around a single twenty-minute weekly conversation between you and your partner. It's the only app in this category that treats the conversation as the product, not the spending tracker. The three-envelope system (shared, yours, theirs) handles the mechanics; the Alignment Score gives you a long-term signal about how you're actually doing as a money-team.
✓ Pros
- Guided weekly Money Dates. No other app has this
- Three-envelope system (Ours/Yours/Theirs) built in
- Alignment Score tracks relationship-finance over time
- Privacy-first: no ads, no data sales
- Offline-first
✗ Cons
- iOS only at launch
- Newer product, smaller user base
- No free tier (7-day trial then paid)
$6.99/mo or $49.99/yr · 7-day free trial
Try DuetWallet free →Honeydue: Best free Mint replacement for couples
Honeydue is the closest free Mint-style transaction tracker that's also designed for couples. If 'show me both our transactions in one place' was 80% of what you used Mint for, Honeydue covers it.
✓ Pros
- Free with ads
- Couples-first design
- Familiar transaction-tracking UX
✗ Cons
- No conversation ritual
- Ad-supported
- Less granular budgeting than Mint had
Free with ads, Premium $5.99/mo
Read DuetWallet vs Honeydue →Zeta: Best Mint replacement with shared banking
If Mint's bank-aggregation feature was the main draw, Zeta does that plus offers shared banking products on top.
✓ Pros
- Free tier
- Couples-first
- Optional joint banking products
✗ Cons
- More banking-platform than budget tool
- Less mature than Mint was
Free with optional banking + Premium $4.99/mo
Read DuetWallet vs Zeta →YNAB (You Need A Budget): Best for couples who want serious budget structure
YNAB is what former Mint power-users tend to land on. It's not couples-designed, but two partners can share an account, and the budgeting methodology is genuinely better than Mint's was.
✓ Pros
- Strong budgeting methodology
- Active learning community
- Cross-platform
✗ Cons
- Not couples-first
- Expensive
- Learning curve
$14.99/mo or $109/yr
Quicken Simplifi: Closest direct Mint replacement
Quicken Simplifi is the most direct Mint-replacement in spirit: same bank-aggregation + categorization model, with cash-flow forecasting layered in. It's not couples-first, but two partners can share an account. Worth considering if you want a familiar Mint-style experience.
✓ Pros
- Mint-like feature set
- Cash-flow forecasting
- Active development
✗ Cons
- Not couples-first
- Paid only, no free tier
- Subscription fatigue territory
$2.99/mo (intro) then $5.99/mo
How we chose these
Same methodology as our other alternatives roundups. Mint specifically had two main use cases for couples: transaction aggregation and basic budgeting. We weighted both. DuetWallet is our own product and we list ourselves #1 because we genuinely believe the conversation ritual is what most couples were missing from Mint anyway. Read our editorial policy →
FAQ
Frequently asked questions
Can I import my old Mint data?
Mint allowed CSV exports before shutdown. If you saved a CSV, most of these tools will import it (Honeydue and YNAB do; DuetWallet's CSV import is post-launch). If you didn't save the export, that data is gone, but you can usually re-pull transaction history from your banks directly.
Why didn't Credit Karma replace Mint?
Intuit chose to fold Mint users into Credit Karma's credit-score-focused product, which doesn't offer budgeting or transaction categorization the way Mint did. For users who used Mint as a budget tool, Credit Karma isn't a real replacement.
Is Personal Capital / Empower a Mint alternative?
Personal Capital (now Empower) is investment-tracking focused with light budgeting. Strong if you want a wealth-tracking dashboard, weak if you wanted what Mint actually did for couples. We didn't include it in the top 5 because it doesn't really replace Mint's day-to-day spending function.
Ready to try the guided way?